We understand how traumatic accidents can be to the people involved as well as to their loved ones. You are entitled to compensation, not just for your injury, but also for current and future wage loss, suffering, ongoing care and rehabilitation.

Every case at Sal Guzzo LL.B. Professional Corporation is handled in a professional and timely manner. Our goal is to serve the best interests of the client by obtaining just and reasonable compensation either by proceeding to trial or by reaching a favourable settlement.

Overview of Service

When you are unable to work due to a disability, you deserve timely and full payment of available compensation as you or your employer make regular payments to long-term disability (LTD) insurers.

In cases where insurers refuse or delay payment, our lawyers have the necessary knowledge of insurance law and litigation procedure to successfully pursue and obtain payment of long-term disability insurance payouts.

At Sal Guzzo, LL.B. Professional Corporation, your recovery is our first priority. We understand all the challenges you face after sustaining a disability, we understand that you might not be able to go back to work while recovering or indefinitely and are entitled to fair compensation. Our goal is to assist you and guide you through the whole process, providing you with the support of an expert law firm that cares for its clients.

Step By Step Instructions


Visit another doctor immediately. Ask for a second opinion.


Collect all the evidence you can, like prescriptions, treatments, X-Rays, etc.


Call Sal Guzzo, LL.B. Professional Corporation immediately at 905-232-9222, set your free consultation appointment; clarify all your concerns and doubts. You have up to three years to start a claim but if you wait until the end you might not collect all the evidence you need to build your case and get the compensation you deserve.


We will explain your rights to you in our initial consultation, which will be followed by a meeting with our associate lawyers, at which point a retainer will be signed.

Personal Assessment

Causes of Long Term Disability:
  • Motor Vehicle Accidents (Car, Motorcycles, etc)
  • Slip and Fall
  • Traumatic Brain Injury (TBI) and Spinal Cord
  • Injuries (SCI)
  • Animal Bites (Dog Bites)
  • Medical Malpractice
  • Product Liability
Who is liable for Long Term Disability?
  • Insurance companies
  • Doctors
  • Employers
  • Hospitals
What are your options for claiming compensation?
  • Accident benefits
  • Disability insurance
  • Fault-based lawsuits
  • Insurance claims



Find a doctor you feel comfortable with. If you don’t feel comfortable with his/her diagnostic ask for a second opinion.


Do your research when it comes to finding a specialist.


All the healthcare professionals are regulated in Ontario. Do not accept to be reviewed or diagnosed by anyone who is not a licensed doctor, hygienist, dentist or physiotherapist.


As a patient, you are responsible for your own care. You must give the doctor all the pertinent information surrounding your condition including your medical history and any other relevant information (i.e. blood type, diabetes, etc).


You are not obligated to sign any doctor’s consent if you don’t understand the risk that you are taking. The doctor must provide you with all the information about your condition, treatment, risks and any other options you might have. You can ask somebody to help you and clarify your concerns.


If you accept to be treated by a doctor it is very important that you follow the treatment instructions given.


If you are not able to go back to work in the same role as when the incident occurred, ask for assistance. There are many options when it comes to making a change or transition in your career.

Our approach is different
we are humans working for humans. Our goal is
to get the best outcome for our clients.

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